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TRICARE

 

 

 

TRICARE

The day your 'Trainee' leaves for MEPS he or she is covered by Tri Care. Many will ask when should I take them off the insurance. Since there are many factors to this please consider the following.

  • There may be unforeseen circumstances that may happen which will cause separation from service and then you'll have the difficulty of getting them back on to your insurance if at all possible.
  • You may need conformation that they are covered in order to be taken off of your insurance. You can take a copy of their reporting orders.
  • Many will wait until they are completed with BMT and or Tech. before taking them off of the family insurance. Again, you'll need to verify with your insurance company for the policy on this.

Tricare is the primary provider for healthcare insurance for Active Duty military members and their families/dependents as well as for retirees and their families. However, Tricare is broken down by regions, including if you and your family are stationed overseas. Following are the regions with links to the appropriate offices.

NORTH

Health Net Federal Services, LLC

To find a service center near you: https://hnfs.com/apps/tsclocator/default.aspx

Customer Service

1-877-TRICARE

(1-877-874-2273)

http://www.hnfs.com

States in this region:

  • Connecticut
  • Delaware
  • the District of Columbia
  • Illinois
  • Indiana
  • Iowa (Rock Island area - the remainder of Iowa is covered by the West Region)
  • Kentucky (except Fort Campbell, which is covered under the South Region)
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Missouri (St. Louis Area - the remainder of Missouri is covered by the West Region)
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Rhode Island
  • Vermont
  • Virginia
  • West Virginia
  • Wisconsin

SOUTH

Humana Military

To find a service center near you:

https://hnfs.com/apps/tsclocator/default.aspx

Customer Service

1-800-444-5445

http://www.humana-military.com/

States in this region:

  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Louisiana
  • Mississippi
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas (excluding the El Paso area- El Paso and other parts of Texas are covered by the West Region)
  • Fort Campbell, Kentucky

WEST

United Health Care West

To find a service center near you:

 https://www.uhcmilitarywest.com/uhcmw/portal/search/facilitybymtf/

Customer Service

1-877-988-WEST

(1-877-988-9378)

http://www.uhcmilitarywest.com

States in this region:

  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Iowa (excluding Rock Island Arsenal area)
  • Kansas
  • Minnesota
  • Missouri (except the St. Louis area)
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Dakota
  • Oregon
  • South Dakota
  • Texas (the southwestern corner, including El Paso)
  • Utah
  • Washington
  • Wyoming

OVERSEAS

Overseas assignments are broken down further into three groups. Please contact the Tricare Service Center for your overseas area:

Eurasia/Africa

http://www.tricare.mil/ContactUs/TSC/Overseas/EA.aspx

Countries in this region:

  • Bahrain
  • Brussels
  • Germany
  • Greece
  • Italy
  • Portugal
  • Spain
  • Turkey
  • United Kingdom

LATIN AMERICA AND CANADA

http://www.tricare.mil/ContactUs/TSC/Overseas/LAC.aspx

Countries/TSCs in this region:

  • US Naval Hospital Guantanamo Bay
  • Rodriguez Army Health Clinic, Puerto Rico
  • Ramey Clinic, Borinquen, Puerto Rico
  • U.S. Coast Guard Base, San Juan, Puerto Rico

There are NOT TSCs in Canada, Central or South America, or the Virgin Islands. For assistance in these locations, contact International SOS, http://www.tricare-overseas.com/ContactUs/default.htm

 

PACIFIC

http://www.tricare.mil/ContactUs/TSC/Overseas/Pacific.aspx

Countries in this region:

  • Japan
  • Korea
  • Guam

***UPDATE ON HEALTH INSURANCE***

As of 1 April 2013 United Health Care Insurance will now be the primary insurance for the Western Region of the US. This provider is adding convenience care clinics, urgent care centers, the United Health Care Premium program network, centers of excellence, and telemedicine. It's important that referrals need to be updated as TRICARE is only being honored for current pregnancy up until birth. Another change is that you must live within 40 miles of a military base/MTF to enroll in this new program. If you do not use a MTF, (Military Treatment Facility) or one of their new network providers then you will have to pay up-front and seek reimbursement later. Carry a special envelope or binder to put in all your receipts.

 

FOR MORE INFORMATION:

Big changes are coming to Tricare effective 1 Oct 2013 (the first day of the Federal Government's Fiscal Year). One of the biggest changes is they are changing the boundaries of their Tricare Prime Service Areas (PSAs). While the changes being made to the PSAs affect retirees and their families more so than Active Duty members and their dependents, they CAN affect Active Duty Members, National Reservists and Guard members.

To have it explained more fully, you can read through any of these links:

General run down on the changes - http://tricare.mil/psa

Is your area being affected? Find out here -http://tricare.mil/Welcome/CurrentTopics/ChangestoPSAs/PSALookup.aspx

*the above information was compiled by Nancy M Dickenson

  • For those that are married and your spouse is at BMT, please keep track of all expenses along with medical records, and I like to suggest that you get a card/name of the office person/Dr that you saw. Records will be need for reimbursement. It can take about 30 days to get the medical card, however you are covered from the day they leave for BMT.

Dental: Here is the official TRICARE page for dental:

http://www.tricare.mil/Dental.aspx

Are you expecting? If so and you have not yet received your TriCare packet. Please retain ALL receipts! In most cases if not all, you'll be reimbursed.

Dental Tricare Cost Co-Pay Schedule:

http://www.military.com/benefits/tricare/tricare-cost-co-pay-schedule.html 

 
  **Official information can be viewed & printed by clicking on the official links.
*All other information is considered ©AirForceMOMSBMT for personal use only not to be used in part or whole for or by any other group without explicit written consent from Lorraine Silva